Home Loan Programs

We can help you compare and decide which home loan is best for your family.

Take the guesswork out of the home loan process. Let our team of mortgage lending experts secure your American Dream. 

Entrust Funding offers low-rate home loans that exceed conforming loan limits.

This loan program works well for short-term homes or if you would simply like lower payments.



When starting the new purchase mortgage process, whether you are a first-time home buyer or an experienced homeowner, the journey can be very stressful without the right home loan guidance. No matter what type of home loan you may need, EnTrust Funding offers a helping hand. Our expert loan officers can help determine which home loan would be better for your specific situation. We work hard to ensure our clients get the best payment options available, depending on your financial situation.


Deciding on the type of loan program, term, or interest rate can greatly affect your payments and your ability to qualify for a home loan.


Here at EnTrust Funding, we know how important your home is to you and those you love. We strive to provide the best financing options to our clients and maintain the goal to put you and your family first.


There are many types of home loans available. Give us a call today so we may help guide you through the home loans process.



A Reverse Mortgage or Home Equity Conversion Mortgage (HECM) can alleviate many stresses that our seniors face today. A reverse mortgage might not be for everyone, but if it fits your financial circumstances, it may be what you’re looking for.


Get Cash from Your Home Equity – Being on a fixed income in a rising cost of living market can create tremendous stress. A HECM loan may be able to provide seniors an additional consistent flow of income from the mortgage.


Eliminate Your Monthly Mortgage Payment – Borrowers will not need to make monthly payments on a HECM loan. However, it is still a requirement to pay HOA Dues, Property Taxes and Insurances.


No Limitations and Restrictions – Borrower who cash out on their home with a HECM loan have no limitation or restriction on what they can spend their proceeds on. Either a home improvement or vacation around the world, a HECM loan may be able to meet your goals.

While our reverse mortgage program may not be for everyone, it can significantly help those who are in the financial situation to accommodate one. Let EnTrust Funding help you with all of your needs. We can answer any questions or concerns you may have about the program and how you can benefit from it.



A jumbo loan exceeds the normal limit amount set by Fannie Mae and Freddie Mac. This varies from county to county, and rates depend on the property location.


EnTrust Funding offers:


  • Fixed rate jumbo purchase or refinance

  • Adjustable rate jumbo purchase or refinance

  • Fast turnaround times

  • Competitive low rates


Fixed Rate Jumbo

You won’t have to deal with changes in interest rates. Fixed rate jumbo loans offer consistent payments every month.

Adjustable Rate Jumbo

Designed for those who anticipate significant property value appreciation in the near term, those who prefer much lower payments during the adjustable rate period, or those who expect rate declines in the future.

The payments will depend on your financial situation and the current market interest rates.

If you’d like to discuss in detail, please contact one of our loan officers.



Our most popular loans, fixed rate mortgages offer you consistency when making your monthly mortgage payments. The mortgage interest rate will stay the same throughout the life of the loan. If you plan to stay in your home for many years and prefer stability in payments, this is the loan for you!

We have 10, 15, 20 and 30-year options.

Depending on how much you can afford to pay each month, 10, 15 and 20-year fixed rate loans are more desirable for some homebuyers. You have significant interest rate savings throughout the life of the loan.

30-year fixed rate loans are our most popular program. Although you pay more in interest throughout the life of the loan, you have significantly lower monthly payments than our shorter loan options.


The payments will depend on your financial situation and the current market interest rates.

Contact a loan officer to discuss your options!


  • Would you like to pay a much lower mortgage than a fixed rate loan?

  • Do you plan to sell your home or refinance in the near future?

  • Do you need to use your mortgage savings for other debt obligations?

If you answered yes to any of the questions above, adjustable-rate mortgages (ARMs) may be the right option for you. ARMs have interest rates that change periodically based on an underlying index, which reflects the cost of borrowing. Typically, these loans are for homebuyers that plan to sell their home in several years or would simply like lower payments during the initial payment period.


EnTrust Funding has 3, 5, 7 and 10-year ARMs available. We do have Interest Rate Cap programs as well.


The payments will depend on your financial situation and the current market interest rates.


Please call one our licensed loan officers to discuss the best option for you!

Refinancing Your Mortgage 

There are countless reasons why refinancing a home loan is a good idea. For most homeowners, they are not sure what refinancing could do for them. EnTrust has expert loan officers who can help you through the refinance process. 


2 Reasons You Should Consider Refinancing Your Mortgage

Refinancing your home loan is the best way to lower your interest rate. Homeowners who are tired of paying a higher interest rate can refinance their mortgage and benefit significantly – especially if they are trying to get a shorter loan term.


Refinancing your mortgage can eliminate mortgage insurance in some cases. If you are a homeowner who has a home loan with PMI, or private mortgage insurance, refinancing could lower your monthly payments.


To learn more about the refinance process and if refinancing your mortgage is right for you, contact EnTrust Funding today.

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