Mortgage Financial Services
If you want flexibility and speed when it comes to securing a mortgage, EnTrust Funding can provide you with a loan that delivers what you need. Our experienced mortgage professionals have handled mortgage loans for years. With us, you’re not just another client or transaction. Each mortgage secures the American Dream for our clients, and we strive to build long-lasting relationships that will go above and beyond to ensure that you get a fair loan that works for your situation.
When you work with us, you can find a variety of mortgage loan programs to help you refinance your home. You can find the details about these items below.
Cash-out refinancing has helped many homeowners overcome financial hurdles, including home improvements for better resale, debt consolidation, education expenses, entrepreneurial exploits and other situations that result in long-term benefits. We can assist you with potential tax advantages, repayment plans and easy to access funds in addition to our low competitive rates and fees.
When you use mortgage services like a cash-out plan, you can take advantage of the equity you’ve worked hard to build up over the years and invest it in your future. Some refinancing plans can even end up with lower interest rates from your initial mortgage rate.
Home buyers and current home owners can benefit greatly from FHA-approved lender loan. With an FHA loan, lower minimum down payments and credit scores can still qualify clients for a mortgage. This is because FHA loans include a guarantee through insurance premiums; if you happened to default on a loan, the FHA would pay a claim to help cover it.
FHA mortgage services can be exactly what you need when trying to build your credit, get the home of your dreams, or refinance your current home. We’ve worked with borrowers from all walks of life to help them get the loans they need for the home they want.
VA loans are unique in that they are specially guaranteed by the U.S. government. You don’t pay insurance on these like you would on an FHA, as the government itself will repay part of the loan if a buyer defaults or forecloses in the future.
These types of mortgage financial services help veterans settle into a home and generally require a buyer to be an active duty service member or otherwise honorably discharge with a certain amount of service time depending on whether it was served during wartime or peacetime. They can also apply to members of the National Guard or Selected Reserve, as well as the spouse of a military member who died in the line of duty.
We have a variety of conventional refinancing options that will give you steady rate loans for the life of the contract. Choose from 10,15, 20 and 30 year options to help you pick the mortgage most suited to your situation.
Now is the perfect time to refinance using a conventional loan, these loans require a slightly higher credit score, starting at 620 is generally recommended for these types of loans, conventional loans also help. Credit score and debt to income ratios can help determine your interest rate and allow you to lower your monthly payment through refinance.
Nontraditional Loan Programs
Our mortgage professionals can work with your specific situation to help you get a home. Self Employed business owners and independent contractors can find programs from us that you won’t find from other financial institutions.
With bank statement programs, pledge assets loan programs, alternative and second chance programs and even more options, you can find a mortgage option suited to your needs.
Check out our mortgage refinance options today to learn about how we can help you.
Ethical. Trusted. Family.
Here at EnTrust Funding (ETF) our mission is to give you the tools, guidance and support to take control of your success in this changing mortgage environment.
Led by founding partners who are veterans in the business, we aim to provide the best service in every aspect of mortgage loan programs. We’ve seen hundreds of clients from a variety of different circumstances refinance their loan for the home that changed their lives.
Borrowers mean more to us than a simple transaction; we aim to build strong relationships with mortgages that will fit each client’s unique needs. We truly invest in our employees, who in return bring great experiences and knowledge to clients looking to refinance a loan.
Making Loans Available to Clients
One of the most stressful factors clients looking for homes face is their credit score.
The struggle of building credit is faced by all sorts of people, whether they’re newlyweds looking to refinance their first home loan or a returned veteran looking for a way to save money on their monthly payment.
Our mission is to work with clients of many different backgrounds to provide the mortgage financial services that will help them consolidate debt through refinancing and get fair interest rates so they can truly build equity on their purchases.
Navigating the Mortgage Loan Landscape
What sets us apart from banks and other financial institutions? Our business model is built to be flexible for our clients and to offer as many options as we can to ensure that clients get the mortgage services they need.
The strict and often exclusive standards of many banks can leave potential homeowners in bind, and we believe every client should have access to mortgage loan programs they can trust.
Our mortgage professionals know the industry inside and out and can readily help clients who need advice about some of the most important financial decisions they’re going to make.
What Keeps Us Competitive
When you work with us, your mortgage refinancing process is more than just business. Life is full of circumstances that can make refinancing a home challenging and sometimes even make it feel impossible.
We go the extra mile to communicate with clients, find solutions best suited to their situation, and provide the means of making applications as simple and fast as they can be. Technology today has made the paperwork process smoother and easier than ever, and we take full advantage of our tools to ensure flexible and secure interactions with clients.
At the end of the day, mortgages are more than a loan. We are dedicated to empowering our clients toward their American Dream, whether that’s purchasing a home in the neighborhood they’ve always dreamed of living in or starting a business with cash-out mortgage refinancing.
In order to do this, we invest in great employees and managers who provide clients with service that informs, delivers and satisfies. If you want to know more about our leadership team and the incredible people who are a part of our team, you can find more information about us here.
By holding ourselves to the highest ethical standards, evoking trust from our customers and creating a workplace centered around family, we strive for excellence everyday at
What Our Clients Are Saying About Us
Thank you for assisting me at the most difficult time in my life. I really appreciate everything you have done for me and hope that you have a wonderful life ahead.
I am greatly appreciative for the work the ETF team did in getting my loan funded. They did an outstanding job and I will be forever grateful. Looking forward to working with you again in the future.
This was the easiest refinance we have ever done. Let everyone know that they did a great job for us and we want to say thanks and give recognition to each person that worked on our loan.
Mortgage Industry Resources
To learn more about the mortgage lending industry, explore to read topics most relevant to you.
We are a national lender, licensed to conduct business in the following states:
Arizona, California, Colorado, District of Columbia, Florida, Georgia, Indiana, Louisiana, Maryland, Michigan, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Virginia, Washington and Wisconsin.
NMLS ID: 1604483